About this podcast

Dive into the inspiring journey of Kristy Kim, the visionary founder behind TomoCredit. This episode uncovers how Kristy leveraged her personal experiences as an immigrant to build a revolutionary fintech startup, TomoCredit, which now serves 4 million customers. Discover her passion for addressing the critical problem faced by immigrants and Americans without credit scores, enabling them to build financial stability and achieve their aspirations. From securing 10,000 users on day one without paid marketing to navigating the complexities of the banking industry and overcoming systemic barriers, Kristy shares her candid story of resilience, innovation, and her mission to be a 'painkiller' for those in need of credit. Learn about the mechanics of credit scores, the unique disadvantages faced by immigrants, and TomoCredit's groundbreaking approach to financial inclusion.